If you are self-employed, you might have a hard time dealing with lenders who require tax returns, income statements, and other documentation from your accountant. It is often difficult for self-employed individuals to borrow money, especially if you lack the traditional requirements for home loan application. But not every lender is the same. We can help you find a lender who has more flexible requirements for the self-employed.

How do you get approved? While it is often tricky to get a home loan when you’re self-employed, 3Carrots is here to help you deal with the lenders and manage the necessary documentation to prove your income. Lenders often require self-employed to be engaged in business for at least two or three years, though there are some who can consider your application even if you have been self-employed for only one year. However, if you have been self-employed for less than a year, lenders generally won’t approve your application unless you can provide a very sting case and proof of continuing income since your last job.